BasicBlock

BasicBlock is a freight factoring company. It buys a carrier’s unpaid invoices and pays within 24 hours, or within an hour with Instant Pay. It is based in Lincoln, Nebraska, and acquired TrueNorth in July 2026.

What BasicBlock offers

• 2.5% flat rate with no contracts or minimums
• Non-recourse factoring, so BasicBlock carries the risk if a broker does not pay
• Fuel advances
• Help leaving another factoring contract
• Broker check tool covering 10,000+ brokers

Who it is for

Owner-operators and small fleets.

Why it matters for carriers

Predictable cash flow lets small carriers pay drivers on time and avoid taking loads from brokers with poor payment records.

DriverFly lists BasicBlock as a resource for trucking companies. Details come from the company’s website and public sources as of October 2026. Check with BasicBlock for current features and pricing.